• Understand rights, roles and status of the individual in relation to the general welfare.
• Understand issues regarding personal, political, and economic rights.
• Understand what is meant by the "scope and limits" of a right.
• Understand participation in civic and political life can help bring about the attainment of individual and public goals.
• Understand the functions of political leadership and why leadership is a vital necessity in a democracy.
• Understand the importance of voluntarism as a characteristic of American society.

• Understand the essential ideas of American government that are expressed in the Declaration of Independence, the Constitution, and other documents.
• Understand the concepts of constitutional government as fundamental principles of American democracy.
• Understand the essential characteristics of limited and unlimited governments.
• Understand the basic concepts of a federal system of government.
• Understand values such as individual rights, the common good, self government, justice, equality, diversity, openness and free inquiry, truth, patriotism are fundamental to American public life.
• Understand the type of citizenry needed to establish and maintain constitutional government.

• Understand the primary responsibilities of each branch of government in a system of shared powers (legislative, executive, judicial) and ways in which each branch shares the powers and functions of the other branches.
• Understand how the legislative, executive, and judicial branches use checks and balances.

• Understand the relationship between state and local governments and the national government.
• Understand the powers and responsibilities of local, state and national governments.

• Understand the concept of civic responsibility.
• Understand the importance of political leadership, public service, and a knowledgeable citizenry in American democracy.
• Understand the concept of political leadership in the student’s own school, community, state, and the nation.

• Understand the concept of public policy.
• Understand the sources, purposes, and functions of law, and the importance of the rule of law for the protection of individual rights and the common good.

• Understand constitutions protect individual rights and promote the common good.
• Understand the essential characteristics of limited and unlimited governments.

• Understand conditions, actions and motivations that contribute to conflict and cooperation within and among nations.
• Understand current foreign policy issues and the means the United States is using to deal with them.

Work appropriately and productively with others

• Set goals
• Effectively communicate with group and stakeholders
• Demonstrate respectful behavior to group member ideas and opinions
• Manage and resolve conflict when appropriate
• Lead or support when appropriate
• Determine people's strengths and assign roles accordingly
• Contribute to a team by sharing information and expertise
• Agree to disagree in a respectful manner in a group dynamic
• Collaborate effectively with other teams/team members toward a common goal
• Recognize own and other's good efforts

Use different perspectives to increase innovation and the quality of work

• Gather input from all group members
• Capitalize on the diversity of group members
• Accept and provide feedback in a constructive and considerate manner

Use all the appropriate principles of communication effectively

• Listen to understand and appreciate the points of view of others
• Listen for comprehension
• Listen for decision making
• Process information in order to make an informed decision
• Ask appropriate questions in seeking clarification
• Read, understand and create information presented in a variety of forms (e.g. words, charts, graphs, diagrams)
• Follow directions
• Express thoughts and ideas clearly and succinctly
• Use appropriate technology to communicate
• Use appropriate channels of communication (written, verbal, technical, visual)

Adapt to varied roles, responsibilities, and expectations

• Work independently or as a part of a team
• Learn from mistakes and accept feedback
• Carry out multiple tasks or projects
• Continuously monitor the success of a project or task
• Identify ways to improve project or task
• Consider multiple perspectives and represents a problem in more than one way
• Accept others; tolerant of differences

Work effectively in a climate of ambiguity and changing priorities

• Cope with uncertainty; quickly and calmly change focus and goals as the situation requires
• Demonstrate a sense of comfort with lack of structure
• Remain composed and focused, even under stress
• Adapt to changing requirements and information
• Respond openly and constructively to change
• Approach conflict from win-win perspective

Demonstrate appropriate risk-taking

• Provides innovative and resourceful engagement
• Identifies and suggests alternative ways to achieve goals
• Asks "what if"
• Brainstorms effectively
• Questions assumptions in a non-confrontational manner

Use interpersonal skills to influence and guide others toward a goal

• Positively support the work of others
• Facilitate and delegate responsibilities to best accomplish goal(s)
• Build relationships
• Engage in the tasks to accomplish goal
• Know when to listen and when to speak-up
• Maintain an open mind
• Provide constructive feedback

Leverage the strengths of others to accomplish a common goal

• Communicate effectively
• Collaborate effectively
• Appreciate ideas of others
• Facilitate compromise that can lead to group consensus

Demonstrate integrity and ethical behavior

• Accept ownership for actions
• Demonstrate trustworthiness and honesty
• Make decisions based on important core values
• Demonstrate mental, physical, and emotional preparedness to accomplish the task
  • Organize required materials in a readily accessible format.
  • Focus and become energized on the task objectives

Perform work without oversight

• Assesses the situation and identify the priority/necessary actions to be taken
• Understand the value of the task in relationship to greater goal
• Understand that incomplete work-- even if excellent--is a failure
• Model self-confidence
• Know how to find and evaluate appropriate resources
• Implement solutions
• Demonstrate commitment to self/group/society

Use time efficiently to manage workload

• Segment task into logical steps with appropriate estimates of time
• Build a timeline to facilitate completion of the task
• Prioritize steps in proper order

Assess one's own mastery of skills

• Understand the task
• Identify the depth and breadth of knowledge to be successful at a task
• Identify and utilize appropriate measure of knowledge

Set and achieve high standards and goals

• Understand incremental steps for acquiring goals
• Create a written plan
• Set realistic goals that match aptitudes
• Engage in activities to improve skills that are relative to goals
• Demonstrate core values
• Constructively evaluate progress and takes corrective action when necessary

Engage in effective problem solving process

• Transfer learning from one domain to another
• Identify partners and resources germane to the situation
• Evaluate and select the best resources in context of the problem, and allocates them appropriately
• Identify root cause of problem
• Detail a course of action in writing with sequence of steps involved
• Implement a solution and makes adjustments when there is need/opportunity for improvement

Deliver quality job performance on time

• Recognize and understand required standards needed for successful completion
• Set goals and establish timelines to reach required standards
• Establish assessment checkpoints throughout work processes
• Identify quality control issues and makes needed adjustments to correct problems
• Take initiative to see job completed without compromising quality
• Reassess process on a regular basis to identify any opportunities for improvement
• Demonstrate ethical behavior and works responsibly, reliably, and collaboratively with others

Demonstrate accountability for individual performance

• Come to work regularly and is on time all of the time
• Stay productive when on the job
• Take initiative to help others when own work is completed
• Accept responsibility for errors and corrects errors
• Learn from mistakes
• Follow through with work assignments
• Demonstrate willingness to work overtime
• Demonstrate flexibility to crosstrain

Develop short- and long-term financial goals. 

• Understand the concept of setting short-term (next six months) and long-term (beyond six months) goals.
• Evaluate the role short- and long-term goals play in financial success. Assess the impact of goal setting on personal budgets
• Describe the impact of goal setting on personal financial success.

Understand needs versus wants.

• Explain the difference between needs and wants. Analyze their own needs and wants to determine importance (prioritize).
• Develop plans to achieve their most important needs and wants.
• Explore individual decisions made as a consumer and distinguish between fact and opinion in advertising.

Develop a realistic spending plan for financial independence

• Understand the concept of developing a spending plan that promotes living within one's means.
• Evaluate spending plans that promote maintaining a larger income than expenditures.
• Develop and assess impact of different spending plans to make informed choices.
• Describe the impact of global issues on financial planning.

Understand various sources of compensation.

• Identify various types of income (e.g., allowances, salary, hourly wage, commission, benefits, gross and net income).
• Compare various compensation options to determine which best fits individual needs.
• Explain how income affects lifestyle and spending choices.

Understand financial instruments.

• Students understand the responsibility f maintaining accounts using financial instruments such as checking accounts, debit cards, and ATM cards.
• Demonstrate the ability to reconcile personal records with financial institution's records.
• Differentiate between interest-bearing and noninterest-bearing accounts.

Recognize the impact of fees and charges.

• Identify options for online financial transactions (buying, making payments, transfers, etc.).
• Understand the distribution of resources.
• Identify options for distributing resources.
• Analyze short- and long-term benefits of different resource allocation opportunities.
• Create a personal spending plan to include savings, spending, giving, and/or investing consistent with their financial goals.

Identify responsible credit card management.

• Compare and contrast offers of credit card,instant loan, and introductory offers (low rate introductory, startup fees, fixed rate).
• Explain credit card features, including annual fees, interest rates, and incentives.
• Understand implications of making minimum payments, late payments, and late fees.

Understand different types of debt.

• Understand the types of debt consumers encounter.
• Compare loan terms and rates to determine best choice.
• Identify the impact of loans on a personal financial plan, such as auto, student, credit card, major purchase.
• Identify asset-producing debt versus living expense debt

Understand rights and responsibilities of borrowers.

• Identify factors considered for qualifying for and securing a loan (i.e., what makes a person a good or bad credit risk).
• Understand the meaning of a credit score and how it is used to negotiate better loan options. Identify the steps in checking their own credit score and making corrections if needed.
• Explain the potential consequences for not meeting the requirements of the agreement (i.e., payment amount, due dates, insurance, taxes, etc.).
• Explain an individual's rights and responsibilities under consumer protection laws.

Establish strategies for protection of identify.

• Describe the importance of protecting their identity.
• Distinguish legitimate from fraudulent solicitations.
• Understand the impact of technology on personal security.
• Identify important identification numbers and explain when they should or should not be shared.
• Explain ways to protect their identity.

Recognize different types of insurance.

• Explain different types of insurance and identify the appropriate need for each.
• Determine appropriate options available to reduce the cost of premiums.

Recognize different types of noninsurance protection.

• Explain the importance of legal and written documentation to protect individuals.
• Identify types of documentation used by individuals to prevent personal and financial loss. Analyze the types of protection available and their appropriate use.

Recognize investment options.

• Assess the many factors that influence financial planning. Explain the importance of savings.
• Explain the impact of short- and long-term financial goals for asset building.
• Outline the process of adjusting the financial plan to accommodate changes in funds.
• Describe the importance of adjusting goals over a lifetime as well as preparing for retirement and estate planning

Distinguish investment options.

• Distinguish between the various types of investment options.
• Understand the power of compounding interest.

Understand the relationship between investment risk and return.

• Identify the level of risk involved with investment options.
• Explore the potential returns related to investment options.
• Explain the concept of wealth building.

Recognize the local, state, national, and international impact of personal financial habits and actions.

• Analyze he complexity of financial transactions as a member of the international community.
• Evaluate the interconnectedness of the production of goods and services at the local to international levels.

Demonstrate responsible financial behaviors, at the personal, local, state, national, and international levels.

• Manage personal and professional financial interactions following legal and ethical guidelines.
• Respect the rights and responsibilities of others in financial interactions.
• Practice responsible financial behaviors within an international financial environment.

Use concepts related to health promotion and disease prevention.

• Predict influence of risk and protective factors.
• Describe the interrelationships of the wellness dimensions: physical, emotional, intellectual, environmental, social, and spiritual.
• Use knowledge of impact of genetics/family history to make informed decisions.
• Contribute to personal/family quality of life through proper prevention/management of health crises, i.e., injury, depression, chronic illness.
• Evaluate the impact of health care access (cost, knowledge, insurance, transportation) on health status.
• Describe how the prevention and control of health problems are influenced by research and medical advances.
• Describe the historical impact of disease and other health problems on contemporary health practices.
• Explain the impact of personal health behaviors on the functioning of body systems.
• Explain how personal choices impact health maintenance and disease prevention.
• Understand preventive physical and mental health measures, including proper diet, nutrition, exercise, risk avoidance and stress reduction.

Analyze influencing factors on health enhancing behaviors.

• Explain how family, peers, cultural practices and attitudes influence health.
• Evaluate the impact of media, technology, research and medical advances on health.
• Understand impact of national and international public health and safety issues on personal and family health status.

Demonstrate communication skills to enhance health and increase safety.

• Communicate effectively to enhance health of self and others.
• Employ effective conflict management strategies. Utilize methods of obtaining help for self and offer assistance to others.
• Demonstrate ways to communicate care, consideration, empathy, and respect for self and others.

Advocate for personal, family and community health.

• Promote health messages to meet health needs of a target audience.
• Influence and support others to make positive health choices.
• Collaborate with others to improve family and community health.
• Employ the effective communication methods to accurately express health information and ideas.
• Engage in media and legislative advocacy efforts to promote positive health for self and others.
• Advocate for healthy, violence-free behaviors by using knowledge of the dynamics of power and position

Demonstrate decision-making skills.

• Evaluate healthy and unhealthy alternatives in decision-making.
• Evaluate effectiveness of health-related decisions.
• Employ ethical practices when making health-related decisions.
• Use knowledge of relevant terminology, (i.e., deductible, co-pay, catastrophic, coverage) to ask questions and make decisions about health benefits.
• Seek multiple perspectives when asking for assistance to make health-related decisions.
• Consider immediate and long-term impact on individual, family, community and environment when making health-related decisions

Demonstrate goal-setting skills.

• Evaluate health status and develop goals to enhance health.
• Engage in an ongoing cycle of goal-setting, implementation, evaluation and readjustment to enhance health status.

Analyze the influence of family, peers, health professionals, culture, media, technology, and other health factors.

• Employ appropriate responses to negative and positive health influences.
• Analyze the role of public health policies in prevention and maintenance of school and community health.
• Analyze how cultural diversity enriches and challenges health behaviors.
• Analyze how information from the community, family and peers influences health.
• Determine reliability, accuracy, dependability of health information sources.
• Recognize and reject messages that could lead to bullying or violence.

Access valid information, products and services.

• Evaluate factors that influence selection of health products and services.
• Consider preferred provider status as well as other relevant insurance provisions and/or restrictions when accessing and choosing professional health services.

Achieve and maintain health-enhancing level of physical activity.

• Assess and monitor current physical health to meet fitness goals.
• Engage in activities to maintain appropriate levels of cardiovascular endurance, muscular, strength/flexibility, and body composition.

Practice preventive health behaviors.

• Engage in appropriate stress-management strategies that enhance health.
• Engage in behaviors that promote risk avoidance.
• Identify factors that influence healthy eating.
• Establish healthy eating behaviors.
• Engage in behaviors that promote positive mental and emotional health for the individual, family and community.